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1:11
YouTube
Espino Insurance Group
HMO vs PPO Medicare — What is the Difference
HMO or PPO — which Medicare Advantage plan is better? Most people pick one without really understanding the difference. Let me clear this up in sixty seconds. An HMO requires a primary care doctor and referrals to see specialists — but typically has lower premiums and copays. A PPO gives you more flexibility to see any doctor without ...
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