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“What is the difference between dual key, duplex, and co living properties?” A dual key is the modern version of a house and granny flat. Instead of a separate dwelling at the back, both homes sit under one roof. It looks like a normal house but generates two rental incomes with lower build cost and simpler management. A duplex is two separate homes built side by side. They are usually identical in layout and can be subdivided under Torrens or strata title, which means they can be sold separatel
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TikTokheapsgoodhomes
COs matter more than people realize. If a building is legally a two-family but used as three or four, lenders will flag it. Banks follow the Certificate of Occupancy and how the property is taxed—especially for pre-1938 buildings. As Melissa Cohn (William Raveis Mortgage) explains, the good news is that improper use can often be cured with the right lender and straightforward fixes. #MortgageLending #NYCRealEstate #Multifamily #CertificateOfOccupancy
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COs matter more than people realize. If a building is legally a two-family but used as three or four, lenders will flag it. Banks follow the Certificate of Occupancy and how the property is taxed—especially for pre-1938 buildings. As Melissa Cohn (William Raveis Mortgage) explains, the good news is that improper use can often be cured with the right lender and straightforward fixes. #MortgageLending #NYCRealEstate #Multifamily #CertificateOfOccupancy
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