Forbes contributors publish independent expert analyses and insights. Writes about the future of payments. In a striking shift that could redefine the financial landscape, Capital One completed its ...

A neutral overview of payment and card-network stocks, including Visa and Mastercard, as consumer spending shapes the ...

Understand co-branded credit cards, their benefits, and examples. Discover how these cards may offer rewards and enhance your ...

September 15, 2025 - US merchants are cautiously optimistic that a federal district court's decision in Corner Post, Inc. v. Bd. of Governors of Fed. Rsrv. Sys., No. 1:21-CV-00095, 2025 WL 2253474, (D ...

Capital One completed its takeover of Discover in May 2025, and there have been few changes up until now. However, some debit cards have switched to the Discover network, and Capital One recently ...

The U.S. payment landscape has been built on card networks designed in the 1980s and 1990s. They’ve served the market well, but their underlying architecture reflects a world that moved at a much ...

Consumers don't realize that their credit card payments involve more than the banks that issued them the card, because there are more than five entities involved in the transaction to mitigate risk, ...

Credit card fraud is the most common form of identity theft, according to the Federal Trade Commission (FTC). The four major credit card networks — Visa, Mastercard, American Express and Discover — ...

Bank of America, Chase and Wells Fargo have roughly a third of the U.S. debit market, almost entirely branded with Visa. The debit economics of these retail banking colossi — and, by extension, their ...