It's unfortunate you were hit with a $90 bill. You're right, this was most likely an initial service fee of some kind ...

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Credit cards offer a variety of rewards, perks and features to customers, but banks often charge annual fees to help cover ...

With over four decades of experience as a portfolio manager and educator, Adam B. Frankel simplifies credit card strategies and complex personal finance topics for anyone seeking to gain a better ...

Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...