With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, Insider and the Los Angeles Times, and he's been..

If you’re searching for the best money market accounts today, you’re probably trying to balance three goals at once: earn a solid yield, keep cash safe and still reach it quickly. As of December 15, 2025: The FDIC national average money market rate is only 0.

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Are you torn between a money market account and a checking account? Both options ...

Money market accounts combine the features of checking and savings accounts and are FDIC- or NCUA-insured up to $250,000 per depositor. Money market funds aren’t federally insured or regulated, but they are considered conservative investments with very ...

In today's evolving economic landscape, when inflation is rising again, high interest rates remain on pause and the costs of everyday expenses are elevated, maintaining access to the money you have painstakingly saved remains a top priority. And, put ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Are you considering a retirement money market account to help build your nest egg?

When comparing options like individual retirement accounts (IRAs), certificates of deposit (CDs) and money market accounts, it's important to understand how each can fit into your financial strategy. While you can’t directly invest in an IRA itself, you ...

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full advertiser disclosure policy. Odairson Antonello, Getty ...

If you were looking for a smart place to keep your money in recent years, you had a variety of options to choose from. However, the rate climate started to shift in the final months of 2024 as multiple rate cuts were issued by the Federal Reserve.

Money market accounts (MMAs) have long been a popular choice for those seeking a balance between earning interest and maintaining easy access to their funds. But are money market accounts liquid? These accounts are designed to offer a higher yield than ...